We Buy Mortgage Notes
Capstone Equities is a team of seasoned real estate experts with years of combined experience. By gaining insights through numerous market cycles, our extensive background has forged the exceptional service our clients receive today.
We specialize in buying a diverse range of assets, including residential, commercial, performing, and non-performing notes.
Our experts have the knowledge and resources to analyze each note’s unique qualities to provide you with an accurate offer. Our goal is to make the note-selling process as easy and seamless as possible.
What is My Note Worth?
There are a lot of factors that go into determining the value of a mortgage note. Factors such as loan amount, loan term, the type of property, lien position, and loan status can all impact the value of a note.
Is the note performing for example?
Capstone Equities buys delinquent loans, but getting a borrower back into an active status can affect the price of the note, simply because it’s more work.
- Is the note performing?
- What is the interest rate?
- How long is the loan term?
Notes with more mature seasoning that posses a higher loan interest rate and/or shorter term will fetch a higher price, as these are more valuable in the marketplace.
The best way to see what Capstone Equities can offer is to submit loan information for a quote. It’s really that easy.
Types of Notes
Capstone Equities purchases many types of notes, including:
Non Owner Occupied
Multi-Family
Commercial
Performing & Non-Performing
These are single-family homes that in good condition, vacant, rentals, or fixers.
Rental units such as duplexes, multiplexes, and apartments. These can be cash flowing or a non-performing asset.
These range from apartment complexes to office buildings to retail buildings.
These notes can be in good standing in terms of payments, or the borrower might be delinquent.
Why Sell Your Note?
No More Borrower Management
There are a few reasons to sell your note. Note holders make their money through loan payments, which at times can create their own issues. For example, the borrower can fall into default with their loan payments, meaning no money for the note holder. In cases like these, the note holder has a couple of options, such as:
- Foreclose on the borrower
- Work with the borrower to get current
Both of these options take time and money.
Sometimes this is more than the note holder wants to deal with and one of the reasons our Note brokerage services were created.
Take Advantage of New Opportunities
Investors know when their cash is tied up in properties, they are not liquid enough to take advantage of opportunities that might present themselves. Do you have other projects to pursue, such as other investments or starting a business? Selling your note frees up capital so you can take action on these new opportunities.
Pay for Life’s “Emergencies”
It happens to everyone, those unforeseen bills or needs that seem to out of nowhere. These might include medical bills or lingering debt. Some couples on the verge of retirement, might want to consolidate their investments for easier management and cash flow. These reasons are both common and personal for everyone. Selling a note frees up monies to address changes in life.
We Make Selling Notes a Breeze!
Simply Fill out the “Online Note Worksheet” below, then attach any related documents that may help us get a clearer picture of you and your subject property.
After that, our experts will give you a detailed analysis of your property and a possible offer! No terms or conditions, and no fees.
It’s that simple.