Success in private lending requires precision, teamwork, and speed—much like a well-run relay race. At Capstone Equities, our step-by-step process ensures that every “leg” of the journey is efficient, transparent, and designed to get you across the finish line with confidence.
Leg 1: Connections Team
Qualifying Your Deal and Setting the Stage
The journey begins with our friendly and knowledgeable Connections Team. They:
- Evaluate your deal and ensure it meets our baseline criteria.
- Confirm that you’re operating under an entity and have a property under contract.
- Provide the Pre-Loan Application for you to complete and schedule an appointment with a Funding Specialist to follow up.
- Once the qualification steps are complete, they pass the baton to the Capstone Concierge Team for the next phase.
Leg 2: Concierge Team
Guiding You Through Documentation
Think of this team as your personal assistants for success. The Concierge Team works closely with you to:
- Break down paperwork into manageable steps using the RESIDENTIAL LOAN PACKAGE SUBMISSION CHECKLIST.
- Collect and organize all necessary documentation.
- Maintain daily communication to keep you informed on the status of your deal.
- Assemble a complete packet for compliance review.
- Once everything is ready, they pass the baton to the Capstone Compliance Team for review.
Leg 3: Compliance Team
Finalizing Your Packet for Approval
The Compliance Team performs a meticulous review of your completed packet to:
- Verify that all requirements have been met.
- Ensure your loan submission is ready for underwriting.
- Minimize delays by addressing any potential issues upfront.
- Once approved, they pass the baton to our underwriting partners.
Leg 4: Underwriting
Crossing the Finish Line
The final stretch of the race is handled by our underwriting partners, who:
- Assess the full loan package and risk profile.
- Make the final decision on your funding.
- Ensure that you’re ready to close and execute your investment strategy.
While underwriting is outside of Capstone Equities’ direct control, our teams work tirelessly to ensure a smooth transition and timely results.
Your Winning Team
At Capstone Equities, we don’t just process loans; we build lasting relationships. Each leg of our process is designed with your success in mind, ensuring clarity, efficiency, and peace of mind.
Inspired by Philippians 3:14, we press toward the goal together, so you can achieve your real estate ambitions.
Ready to Start the Race?
Take the first step today. Contact us to learn how Capstone Equities can make your next investment faster, smoother, and more successful.
Let’s build something great together.